* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
  /* font-family: Arial, sans-serif; */
}

body {
  line-height: 1.6;
  font-family: "Inter", sans-serif;
}

.top-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 30px 60px;
  background: #fff;
}

.logo img {
  height: 80px;
}


/* .tagline {
  font-family: "Cursive", serif;
  font-size: 32px;
  text-align: right;
  line-height: 1.6;
} */
/* HEADER */
/* .top-bar {
  padding: 20px;
  display: flex;
  justify-content: space-between;
} */

.beewise-header {
    background: #fff;
    border-bottom: 5px solid #000;
    font-family: 'Poppins', Arial, sans-serif;
    display: flex
;
    align-items: center;
    justify-content: space-between;
    padding: 20px 5%;
    box-sizing: border-box;
}

.beewise-header .tagline {
    font-family: 'Pacifico', cursive;
  font-size: 28px;
  text-align: right;
  line-height: 1.5;
  color: #000;
}


/* HERO */
.hero {
  position: relative;
  height: 85vh;
  background-image: url("https://images.unsplash.com/photo-1600585154340-be6161a56a0c");
  background-size: cover;
  background-position: center;
  background-attachment: fixed; /* PARALLAX */
  overflow: hidden;
}

.hero-overlay {
  position: absolute;
  inset: 0;
  background: rgba(255,255,255,0.35);
}

.hero-left {
  position: absolute;
  bottom: 80px;
  left: 80px;
  z-index: 2;
}

.hero-right {
  position: absolute;
  top: 50%;
  right: 80px;
  transform: translateY(-50%);
  text-align: right;
  z-index: 2;
}

.hero-right h1 {
  font-size: 64px;
  font-weight: 800;
  line-height: 1.1;
  margin-bottom: 30px;
  color: #333333;
}

.trusted-text {
  font-size: 28px;
  font-weight: 600;
  margin-bottom: 20px;
}

  .hero-heading {
  position: absolute;
  top: 28%;
  right: 80px;
  text-align: right;
  z-index: 2;
}
 
.hero-heading h1 {
  font-size: 64px;
  font-weight: 800;
  line-height: 1.05;
  color: #111;
}

.hero-content {
  position: absolute;
  top: 50%;
  right: 80px;          /* anchors content to right side */
  transform: translateY(-50%);
  max-width: 750px;
  z-index: 2;
  text-align: right;    /* aligns text & button only */
}

.hero-content h1 {
  font-size: 64px;
  font-weight: 800;
  color: #111;
  line-height: 1.05;
  margin-bottom: 30px;
}

.hero-trusted {
  position: absolute;
  bottom: 80px;
  left: 80px;
  z-index: 2;
}

.hero-trusted p {
  font-size: 16px;
  font-weight: 600;
  margin-bottom: 15px;
}

.badges {
  display: flex;
  gap: 30px;
}

.badges img {
  height: 150px;
}

.hero-cta {
  position: absolute;
  bottom: 95px;
  right: 80px;
  z-index: 2;
}

.hero-btn {
  background: #f5823b;
  color: #fff;
  border: none;
  padding: 14px 34px;
  border-radius: 30px;
  font-size: 16px;
  font-weight: 600;
  cursor: pointer;
  box-shadow: 0 12px 25px rgba(0,0,0,0.25);

.hero-btn:hover {
opacity: 0.9;
}
}

/* ================= OUR SERVICES ================= */

.services-section {
  background: #1f1f1f;
  padding: 90px 0;
}

.services-title {
  text-align: center;
  color: #fff;
  font-size: 38px;
  font-weight: 600;
  margin-bottom: 70px;
}

/* Row */
.service-row {
 width: 85%;
  margin: 0 auto 90px;
  display: flex;
  align-items: center;
  position: relative;
}

.services-section .service-row {
  align-items: center;
}


.service-row.reverse {
  flex-direction: row-reverse;
}

/* FIX divider direction for Refinancing */
.service-row.reverse .divider {
  margin-left: auto;
}


/* Orange panel */
.service-text {
  width: 38%;
  background: #f5823b;
  padding: 55px 45px;
  color: #fff;
  position: relative;
  z-index: 3;
  box-shadow: 0 25px 45px rgba(0,0,0,0.35);
}

.service-text h3 {
  font-size: 26px;
  margin-bottom: 18px;
}

.divider {
    width: 140px;
  height: 2px;
  background: #fff;
  margin: 18px 0 22px;
}

.service-text p {
  font-size: 14.5px;
  line-height: 1.8;
  margin-bottom: 35px;
}

/* Button */
.service-btn {
  background: #fff;
  color: #000;
  border: none;
  padding: 12px 24px;
  border-radius: 8px;
  font-weight: 600;
  cursor: pointer;
}

/* Image block */
.service-image {
   width: 62%;
  height: 430px;
  background-size: cover;
  background-position: center;
  position: relative;
}

.service-row:not(.reverse) .service-image {
  margin-left: -90px;
}

.service-row.reverse .service-image {
   margin-right: -90px;
}

/* Background images */
.service-image.home {
  background-image: url("https://images.unsplash.com/photo-1568605114967-8130f3a36994");
}

.service-image.refinance {
  background-image: url("https://images.unsplash.com/photo-1554224155-6726b3ff858f");
}

.service-image.investment {
  background-image: url("https://images.unsplash.com/photo-1604594849809-dfedbc827105");
}


/* ================= WHY WORK WITH US ================= */

.why-work {
  position: relative;
  background-image: url("https://images.unsplash.com/photo-1600607687939-ce8a6c25118c");
  background-size: cover;
  background-position: center;
  padding: 100px 0;
  color: #fff;
  background-attachment: fixed;
}

.why-overlay {
  position: absolute;
  inset: 0;
  background: rgba(0, 0, 0, 0.55);
  z-index: 1;
}

.why-container {
  position: relative;
  z-index: 2;
  width: 85%;
  margin: 0 auto;
}

/* Title */
.why-title {
  font-size: 42px;
  font-weight: 700;
  margin-bottom: 60px;
  text-align: left;
}

/* Grid */
.why-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 60px;
}

/* Items */
.why-item h3 {
  font-size: 22px;
  font-weight: 600;
  margin-bottom: 18px;
}

.why-item p {
  font-size: 15px;
  line-height: 1.8;
  color: #f1f1f1;
}

/* Responsive */
@media (max-width: 992px) {
  .why-grid {
    grid-template-columns: 1fr;
    gap: 40px;
  }

  .why-title {
    text-align: center;
  }
}


/* ================= TESTIMONIALS ================= */

.testimonials-section {
  background: #ffffff;
  padding: 100px 0 120px;
}

.testimonials-container {
  width: 85%;
  margin: 0 auto;
}

/* Title */
.testimonials-title {
  font-size: 42px;
  font-weight: 700;
  margin-bottom: 60px;
  color: #000;
}

/* Grid */
.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 40px;
}

/* Card */
.testimonial-card {
  background: #fff;
  padding: 45px 35px;
  border-radius: 12px;
  box-shadow: 0 15px 35px rgba(0,0,0,0.08);
  position: relative;
}

/* Quote */
.testimonial-card .quote {
  font-size: 48px;
  font-weight: 700;
  color: #111;
  display: block;
  margin-bottom: 20px;
}

/* Text */
.testimonial-card p {
  font-size: 15px;
  line-height: 1.8;
  color: #555;
}

/* Responsive */
@media (max-width: 992px) {
  .testimonials-grid {
    grid-template-columns: 1fr;
  }

  .testimonials-title {
    text-align: center;
  }
}


/* ================= AFFILIATED LENDERS ================= */

.affiliates-section {
  background: #ff8a00;
  padding: 100px 0;
}

.affiliates-container {
  width: 85%;
  margin: 0 auto;
  display: flex;
  align-items: center;
  gap: 80px;
}

/* LEFT TEXT */
.affiliates-text h2 {
  font-size: 72px;
  font-weight: 800;
  color: #111;
  line-height: 1.05;
}

/* RIGHT GRID */
.affiliates-logos {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 30px;
}

/* LOGO CARD */
.logo-card {
  background: #fff;
  border-radius: 10px;
  padding: 35px 25px;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 15px 30px rgba(0,0,0,0.15);
  transition: transform 0.3s ease;
}

.logo-card:hover {
  transform: translateY(-5px);
}

.logo-card img {
  max-width: 120px;
  max-height: 60px;
  object-fit: contain;
}

/* RESPONSIVE */
@media (max-width: 992px) {
  .affiliates-container {
    flex-direction: column;
    text-align: center;
  }

  .affiliates-text h2 {
    font-size: 48px;
  }

  .affiliates-logos {
    grid-template-columns: repeat(2, 1fr);
  }
}


.faq-section {
  padding: 90px 7%;
  background: #ffffff;
}

.faq-title {
  text-align: center;
  font-size: 38px;
  font-weight: 700;
  color: #0b1c2d;
  margin-bottom: 12px;
}

.faq-subtitle {
  text-align: center;
  max-width: 720px;
  margin: 0 auto 60px;
  font-size: 15.5px;
  color: #555;
  line-height: 1.7;
}

.faq-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 35px;
}

.faq-column {
  display: flex;
  flex-direction: column;
  gap: 30px;
}

.faq-card {
  padding: 30px 28px;
  border-radius: 6px;
  background: #fff;
  box-shadow: 0 12px 30px rgba(0,0,0,0.06);
}

.faq-card h4 {
  font-size: 16.5px;
  font-weight: 700;
  color: #0b1c2d;
  margin-bottom: 12px;
}

.faq-card p {
  font-size: 14.5px;
  line-height: 1.8;
  color: #444;
}

/* Header pastel colors */
.faq-card.pink h4 {
  background: #fdeeee;
  padding: 14px 16px;
  border-radius: 4px;
}

.faq-card.blue h4 {
  background: #f2f4ff;
  padding: 14px 16px;
  border-radius: 4px;
}

/* Responsive */
@media (max-width: 900px) {
  .faq-grid {
    grid-template-columns: 1fr;
  }
}


.cta-parallax {
  /* position: relative;
  background: #f36a3d;
  overflow: hidden; */
    min-height: 540px;
  background-image: url("media/hou.png");
  background-size: cover;
  background-position: center right;
  background-repeat: no-repeat;
  background-attachment: fixed;
}

.cta-inner {
  /* max-width: 1400px;
  margin: 0 auto;
  min-height: 520px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 80px 6%; */
  max-width: 1400px;
  margin: 0 auto;
  min-height: 540px;
  display: flex;
  align-items: center;
  padding: 90px 6%;
}

/* LEFT CONTENT */
.cta-text {
  /* width: 48%;
  color: #fff; */
 max-width: 520px;
  color: #ffffff;
}

.cta-text h2 {
  /* font-size: 44px;
  font-weight: 800;
  line-height: 1.2;
  margin-bottom: 22px; */
    font-size: 52px;
  font-weight: 800;
  line-height: 1.15;
  margin-bottom: 22px;
  
}

.cta-text p {
  /* font-size: 15.5px;
  line-height: 1.7;
  max-width: 520px;
  margin-bottom: 32px; */
   font-size: 15.5px;
  line-height: 1.7;
  margin-bottom: 34px;

}

/* BUTTON */
.cta-btn {
  background: #fff;
  color: #000;
  padding: 14px 34px;
  border-radius: 40px;
  font-size: 15px;
  font-weight: 600;
  border: none;
  cursor: pointer;
  display: inline-flex;
  align-items: center;
  gap: 6px;
  transition: all 0.25s ease;
}

.cta-btn:hover {
  transform: translateY(-1px);
  box-shadow: 0 10px 22px rgba(0,0,0,0.25);
}

/* RIGHT IMAGE — PARALLAX */
/* .cta-image {
  width: 48%;
  height: 420px;
  background-image: url("https://images.unsplash.com/photo-1582407947304-fd86f028f716");
  background-size: cover;
  background-position: center;
  background-attachment: fixed;
  border-radius: 0;
} */

/* RESPONSIVE */
@media (max-width: 900px) {
  .cta-inner {
    flex-direction: column;
    text-align: left;
    padding: 70px 6%;
  }

  .cta-text,
  .cta-image {
    width: 100%;
  }

  .cta-image {
    height: 300px;
    margin-top: 40px;
    background-attachment: scroll; /* mobile fix */
  }
}



.site-footer {
  padding: 80px 6%;
  background: #fff;
}

.footer-box {
  border: 1.5px solid #000;
  border-radius: 40px;
  padding: 60px 70px;
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  max-width: 1400px;
  margin: 0 auto;
}

/* LEFT SIDE */
.footer-left {
  max-width: 520px;
}

.footer-logo {
  height: 55px;
  margin-bottom: 30px;
}

.footer-block {
  margin-bottom: 22px;
}

.footer-block h4 {
  color: #ff6a2b;
  font-size: 18px;
  margin-bottom: 6px;
}

.footer-block p {
  font-size: 15px;
  line-height: 1.7;
  color: #000;
}

.footer-socials {
  display: flex;
  gap: 16px;
  margin: 22px 0 18px;
}

.footer-socials a {
  font-size: 18px;
  color: #000;
  text-decoration: none;
}

.footer-copy {
  font-size: 14px;
  color: #ff6a2b;
}

/* RIGHT SIDE */
.footer-right {
  display: flex;
  flex-direction: column;
  gap: 14px;
}

.footer-right a {
  font-size: 16px;
  color: #000;
  text-decoration: none;
}

.footer-right a:hover {
  text-decoration: underline;
}

/* RESPONSIVE */
@media (max-width: 900px) {
  .footer-box {
    flex-direction: column;
    gap: 40px;
    padding: 50px 40px;
  }
}






/* ================= MODAL ================= */

.modal-overlay {
  display: none;
  position: fixed;
  inset: 0;
  background: rgba(0,0,0,0.75);
  justify-content: center;
  align-items: center;
  z-index: 9999;
}

.modal-overlay.active {
  display: flex;
}

.modal-box {
  background: #fff;
  width: 760px;
  max-width: 92%;
  padding: 40px 45px 45px;
  border-radius: 32px;
  border: 8px solid #7ED957; /* softer green */
  position: relative;
  box-shadow: 0 30px 80px rgba(0,0,0,0.4);
}

/* CLOSE BUTTON — INSIDE BORDER */
.modal-close {
  position: absolute;
  top: 16px;
  right: 16px;
  width: 34px;
  height: 34px;
  border-radius: 50%;
  border: none;
  background: #fff;
  font-size: 20px;
  cursor: pointer;
  box-shadow: 0 4px 12px rgba(0,0,0,0.25);
}

/* FORM */
.modal-form label {
  font-size: 14px;
  font-weight: 600;
  margin-bottom: 6px;
  display: block;
  color: #000;
}

.modal-form label span {
  color: red;
}

.modal-form input,
.modal-form textarea {
  width: 100%;
  padding: 13px 14px;
  border-radius: 8px;
  border: 1.5px solid #dcdcdc;
  font-size: 14px;
  outline: none;
}

/* REMOVE BLACK FOCUS */
.modal-form input:focus,
.modal-form textarea:focus {
  border-color: #dcdcdc;
  box-shadow: none;
}

.modal-form textarea {
  height: 120px;
  resize: none;
}

.form-row {
  display: flex;
  gap: 22px;
}

.form-group {
  margin-bottom: 20px;
  flex: 1;
}

/* ERROR TEXT — CUSTOM (hidden by default) */

.form-group.error input,
.form-group.error textarea {
  border: 1.5px solid red;
}

.form-group.error .error-text {
  display: block;
}

.error-text {
  font-size: 12px;
  color: #ff4d4f;
  display: none;
  margin-top: 6px;
}

/* SUBMIT BUTTON */
.submit-btn {
  background: #2F80FF;
  color: #fff;
  padding: 12px 28px;
  border-radius: 8px;
  border: none;
  font-weight: 600;
  cursor: pointer;
}

.modal-success {
  display: none;
  width: 100%;
  padding: 22px 26px;
  border: 1px solid #d6d6d6;
  border-radius: 6px;
  font-size: 15px;
  color: #444;
  background: #fff;
}